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DOSSIER OPENING FEE – TERMS AND CONDITIONS

 

1. Purpose and Scope

 

The dossier opening fee covers the administrative and operational costs associated with the initial review and onboarding of the Client. This includes, but is not limited to:

  • Formalization of the file opening process;

  • Detailed examination of the documentation provided by the Client;

  • Comprehensive risk assessment, analysis of collateral, and the development of customized structural solutions; and

  • Preparation of all necessary documentation to enable the Company to proceed with the services requested by the Client.

The opening fee serves to initiate the evaluation process and is not in any way linked to the final approval or execution of any service.

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2. Validity of Preliminary Approval and Request for Additional Documentation

 

The Client acknowledges that any preliminary or conditional approval issued by the Company is purely indicative and non-binding. Such approval is subject to further review and may be revoked or amended based on the submission of additional information or documentation.

The Company reserves the right, at its sole and absolute discretion, to request any further documentation it deems necessary to properly evaluate the Client’s request. This may include, but is not limited to:

  • Updated corporate documentation;

  • Shareholder and beneficial ownership information;

  • Background and identification of directors or administrators;

  • Updated financial statements and/or tax documents;

  • Additional collateral or guarantees; and

  • Any other material or verification activity deemed appropriate or required by internal compliance, risk policies, or applicable laws and regulations.

Failure to provide such documentation in a timely manner may result in suspension or termination of the evaluation and related services.

 

3. Right to Suspend or Terminate the Process

 

The Company reserves the right to suspend or terminate the review process at any time, without notice and without liability, in the event of any of the following circumstances, which shall constitute events of default:

  • Breach by the Client of any contractual term or obligation;

  • Material changes in the Client’s financial, legal, or risk status;

  • Discovery or reasonable suspicion of fraudulent, unlawful, or misleading activities;

  • Significant negative developments in economic conditions, markets, or regulatory frameworks;

  • Internal reassessment of the Client’s risk profile based on newly submitted information; and

  • Discrepancies or inconsistencies between the information initially declared and that verified during due diligence.

In such cases, the Company is not obliged to justify or disclose the reasons for its decision to the Client and shall not be held responsible for any loss, damage, or opportunity cost arising from the suspension or termination of the process.

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4. Confidentiality and Data Handling

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The Client agrees to treat as strictly confidential all information, data, documentation, communications, and any material received from the Company, its representatives, or affiliates, regardless of its format (oral, written, electronic, or other).

Such information shall not be disclosed to third parties, reproduced, or used for any purpose other than those strictly necessary to fulfill the services requested from CGPH Group Ltd. and/or its subsidiaries.

The Client also agrees to provide complete and accurate information for the purpose of due diligence, compliance, and service execution. The Company shall not be held liable for any incorrect, misleading, or incomplete information submitted by the Client or by any third party acting on their behalf.

The Client explicitly acknowledges that the Company is under no obligation to verify or independently validate the accuracy of any document or information submitted and will rely entirely on the representations made by the Client.

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5. Payment Methods

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The Dossier Opening Fee may be paid via:

  • Credit or debit card, processed securely via Stripe Inc.; or

  • Bank wire transfer to the Company’s designated account, details of which will be provided upon request or via invoice.

The Client is responsible for ensuring that all necessary payment details (invoice number, reference code, etc.) are included to avoid delays or misallocation.

All transaction fees, banking charges, or currency conversion costs are the sole responsibility of the Client.

No service shall be initiated unless and until the payment is successfully received and confirmed.

 

6. Terms and Conditions of Payment – Non-Refundability

 

The Dossier Opening Fee is due in full upon submission of the application and is non-refundable, regardless of the outcome of the evaluation.

This fee is intended to cover fixed and non-recoverable administrative and operational costs, such as:

  • Review of documentation;

  • Time and resources allocated by qualified personnel for evaluation;

  • Internal compliance checks and risk analysis procedures; and

  • Preparation of customized documentation and solutions.

Even if the Client is not ultimately approved, or the process is terminated by either party for any reason, the payment will not be refunded under any circumstance.

The Company reserves the right to suspend or cancel any service for which payment has not been received in accordance with these terms.

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7. Limitation of Liability

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The Company’s engagement is limited exclusively to the analysis and evaluation of the Client’s documentation, profile, and risk exposure, as submitted.

The Company does not act as an investment advisor, fiduciary, or legal representative of the Client. The Company does not guarantee acceptance, success, or outcome of any requested service.

Under no circumstance shall the Company, its officers, directors, employees, or affiliates be held liable for:

  • Any refusal or denial of service;

  • Any delay, suspension, or interruption of the process;

  • Any losses, damages, or costs – direct or indirect – arising from the evaluation or decision-making process; and/or

  • Any impact caused by external factors, regulatory changes, or market conditions.

The preliminary review of the Client’s application shall not constitute an obligation to proceed, nor shall it be interpreted as a contractual commitment or service agreement.

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8. Incorporation and binding effect of this Policy

 

This Policy shall be deemed an integral and substantial part of any and all contracts, agreements, or understandings entered into between the Client and the Company, as well as with any entity directly or indirectly controlled by, controlling, or affiliated with the Company pursuant to the applicable laws and regulations (hereinafter collectively referred to as the "Affiliates" or the “Subsidiaries”).

 

The Client acknowledges and agrees that this Policy shall be binding upon the Parties from the moment of its acceptance, with immediate effect and without the need for further execution, unless otherwise expressly agreed in writing. In the event of any inconsistency between the provisions of this Policy and those of any subsequent contract entered into with the Company or its Affiliates, the provisions of this Policy shall prevail, unless such subsequent contract explicitly derogates from this principle through a clear and unequivocal clause.

 

The Client further acknowledges and agrees that all informational documents issued by the Company, including, but not limited to, corporate policies, the code of ethics, and any other internal regulations published or made available at the following link: https://www.cgph.info/services-3-1, shall be deemed fully incorporated into and an integral part of this Policy. The Client accepts to comply with such documents and to consider their contents as binding in its dealings with the Company and its Affiliates.

 

The Company reserves the right, at its sole discretion and unilaterally, to amend, update, or supplement this Policy, as well as the documents referred to in the preceding paragraph, upon prior notice to the Client via publication on this website.

 

Any interpretative doubts regarding this Policy shall be resolved in accordance with the principles of good faith and contractual fairness, taking into account the Company's intent to regulate, in a clear, unambiguous, and binding manner, the obligations arising from its application.

 

9. Governing Law and Jurisdiction

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These Terms and Conditions shall be governed and interpreted exclusively in accordance with the laws of England and Wales.

Any dispute or controversy arising in relation to these Terms shall be submitted to the exclusive jurisdiction of the courts of London, United Kingdom, unless otherwise agreed in writing between the Parties.

No clause herein shall be interpreted as establishing jurisdiction in any other country based solely on the Client’s domicile, nationality, or operational presence.

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10. Final Declaration by the Client

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By submitting documentation and/or proceeding with the payment of the Dossier Opening Fee, the Client confirms, represents, and warrants the following:

  • They have read, understood, and voluntarily accepted all provisions set forth in these Terms and Conditions;

  • They have independently initiated contact with CGPH Group Ltd and/or one of its subsidiaries, without having been directly solicited, approached, advertised to, or induced in any manner by the Company or its representatives (“reverse solicitation”);

  • The business relationship, contract, or legal framework established with CGPH Group Ltd and/or any of its subsidiaries is deemed to have originated and taken effect exclusively in the United Kingdom, or in the country where the relevant CGPH entity is legally incorporated;

  • The laws of that jurisdiction shall apply, and the competent courts of that country shall have exclusive authority to settle any disputes arising from the relationship; and

  • They have had reasonable opportunity to seek independent legal, financial, and tax counsel before proceeding, and their decision has been made freely, without coercion, misrepresentation, or undue influence.

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11. Data Privacy and Confidentiality Clause​

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By submitting information, initiating contact, or proceeding with any payment under this process, the Client acknowledges and agrees to the following confidentiality and data protection terms:

  • All communications, documents, and information exchanged between the Client and CGPH Group Ltd. and/or its affiliates are considered strictly confidential, regardless of their format (oral, written, electronic or otherwise);

  • The Client agrees not to disclose, share, or use such information for any purpose other than the direct relationship with CGPH Group Ltd. and its subsidiaries, without prior written consent from the Company;

  • The Client understands and accepts that all data submitted, including personal, corporate, financial, or transactional information, will be collected and processed exclusively by CGPH Group Ltd. and/or its affiliates for internal evaluation, compliance checks, service execution, payment processing, and lawful record-keeping;

  • The Client expressly authorizes CGPH Group Ltd. and/or its subsidiaries to securely store and process such information in compliance with international data protection standards and regulations, including the General Data Protection Regulation (GDPR) where applicable;

  • All data and documents are stored on secure servers and may be retained for the minimum period required by applicable legal and financial regulations; and

  • The Company shall not disclose Client information to third parties, except when:

    • Required by law, regulation, or court order; or

    • Necessary for the performance of services involving authorized third-party providers (e.g., payment processors, compliance agents), who are equally bound by confidentiality obligations.

By continuing, the Client confirms their informed and voluntary acceptance of these terms, which shall serve as a binding confidentiality and data privacy agreement between the Parties, independent of any separate policy or contract.

For any questions or clarifications regarding the Dossier Opening Fee or the services offered, please contact us at:

info@cgph.info

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